No one ever plans on being in an auto accident, but the fact is that they happen all the time. You never know when or where it will happen, so it’s important to be prepared. Being prepared is understanding your available insurance coverages. Having the proper coverage will protect you financially if you are injured in an accident and your car is damaged. This blog is brought to you by the Law Office of Roger P. Foley in an effort to educate drivers about the types of insurance coverage they should have in case an accident occurs.
Personal Injury Protection (PIP) Is Not Sufficient To Protect Drivers that Are Injured In An Auto Accident
Most Florida drivers are only required to carry the minimum amount of auto insurance coverage, which is $10,000 for personal injury protection (PIP) and $10,000 for property damage liability (PDL). This is considered full coverage. However, this may not be enough to cover all the costs if you are involved in a serious car accident. That’s why it’s important to have bodily injury coverage, uninsured motorist coverage and stacking of coverages.