Articles Tagged with insurance

pi-west-plam-beach-personal-injury-lawyer-300x200In order to establish a valid insurance claim or a personal injury lawsuit in the state of Florida, the individual must first prove that the other party was negligent in their actions.

In order to prove negligence, the individual must first show that the other party owed them a duty of care. This means that the other party had a responsibility to act in a certain way in order to avoid causing harm. Second, the individual must show that the other party breached this duty of care by failing to act as they should have. This can be done by showing that the other party acted differently than a reasonable person would have under the same circumstances. Third, the individual must show that they were actually injured as a result of this breach of duty. Finally, the individual must show that their injuries were caused by the other party’s negligence and not by anything else.

Comparative Negligence

No one ever plans on being in an auto accident, but the fact is that they happen all the time. You never know when or where it will happen, so it’s important to be prepared. Being prepared is understanding your available insurance coverages. Having the proper coverage will protect you financially if you are injured in an accident and your car is damaged. This blog is brought to you by the Law Office of Roger P. Foley in an effort to educate drivers about the types of insurance coverage they should have in case an accident occurs.

Personal Injury Protection (PIP) Is Not Sufficient To Protect Drivers that Are Injured In An Auto Accident

Most Florida drivers are only required to carry the minimum amount of auto insurance coverage, which is $10,000 for personal injury protection (PIP) and $10,000 for property damage liability (PDL). This is considered full coverage. However, this may not be enough to cover all the costs if you are involved in a serious car accident. That’s why it’s important to have bodily injury coverage, uninsured motorist coverage and stacking of coverages.

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